Citizen Insurance helps you with Life Insurance, Health Insurance, and Medicare

Let us help you find the best fit for YOUR situation.


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Learn More about Medicare and Life Insurance


Making Sense of Medicare

What Medicare plan works best for YOU? With all the plans and options, Medicare confuses the best of us! We’ll help you understand the difference between Medicare Part A, B, C, D, supplements.

More importantly, we’ll look at which options cover your prescriptions, doctors and treatments. We’ll help you make the choice that’s the best fit for you!


Health Insurance

Whether you are single, have a family, manage employees, or are over 65, we can help you find the right health insurance option for your situation!

The affordable care act has made insurance both more affordable for some individuals, and more expensive for many businesses.

Let us help you find the best plan for your family or business!




What Type of Life Insurance do You Need?

There are several “flavors” of life insurance: Whole Life, Term Life, Universal Life, and final expense insurance.

Each one has its place. Our job is to show you the pros and cons of each so that you can make an informed decision.

We’re loyal to our clients, not companies or products. Our experience and training will help you find the best solution.

Top reasons for life insurance:
-Replace income for dependents.
-Cover medical and other final expenses.
-Avoid estate taxes and simplify inheritance.
-Pay off debts and real estate.
-Transfer business ownership.



Term Vs Whole Life

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Creative Estate Planning

Uses For Life Insurance

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Cutting the Cost

of Life Insurance

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Term Insurance

Quotes

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MEET THE LIFE & HEALTH INSURANCE EXPERTS

Quent Casperson is the founder of Citizen Insurance and works with his son Quent (the younger). Together they have 44+ years of insurance experience and extensive insurance education. Training includes insurance-specific degrees from American College in Bryn Mawr, PA – the CLU, ChFC and the RHU (Registered Health Underwriter). 
More important than certifications and training, they’ve learned from experience how to best serve their customers. Insurance can be a complicated. They look at all factors and present the facts in an easy to understand way so you can make an informed decision.


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